This document outlines the Terms and Conditions (T&C) for Livingetc.in, based on the governing principles of Malayala Manorama Company Ltd. By accessing this site, you enter into a binding agreement for an indefinite term.

1. Agreement and Modifications
Acceptance: Your use of Livingetc.in constitutes acceptance of these terms.
Right to Change: We reserve the right to modify or change these terms at any time.
User Responsibility: It is your responsibility to check for updates; continued use after changes are posted constitutes acceptance of the new terms.
Service Alteration: The site may modify, suspend, or discontinue any aspect of its services or content without prior notice.

2. Intellectual Property and Usage Limits
Copyright & Trademarks
Ownership: All text, audio, video, graphics, logos, and software are the property of MMCL or its affiliates and are protected under Indian law.
Enforcement: Any infringement of intellectual property will be vigorously pursued and enforced to the full extent of the law.
Limited Permission to Copy
Personal Use: Users are granted permission to print or download extracts for personal, non-commercial use only.
Prohibitions:
You may not create a database in any form by systematically downloading and storing site content.
No part of the site may be reproduced or transmitted to any other website or electronic retrieval system without prior written permission.

3. User Registration and Conduct
Individual Access: Registration is for a single individual only; sharing your User Name and Password with others is strictly prohibited.
Account Security: We reserve the right to cancel access immediately and without notice if we believe credentials are being shared or misused.
Prohibited Content: Users must not post or transmit material that is:
Defamatory, abusive, or obscene.
Invasive of another’s privacy.
Hateful, racially or ethnically objectionable.
Grant of Rights: Any material submitted or posted by users becomes the property of MMCL. You grant us a royalty-free, perpetual, and worldwide right to reproduce, modify, and distribute such content.

4. Prohibited Technical Activities
The User agrees not to:
Reverse engineer, decompile, or disassemble any part of the Website.
Use any automated system (robots, spiders) that sends more requests to our servers than a human can reasonably produce in the same period.
Engage in any activity that interferes with the working of the Website, including virus attacks or spamming.
Use the site’s content for the development of Artificial Intelligence models or Large Language Models (LLMs) without prior written approval.

5. Disclaimers and Liability
Feature
Disclaimer Detail
Content Nature
Information is provided for general use and does not constitute professional advice.
“As Is” Basis
All contents are provided “as is” without any warranties of merchantability or fitness for a particular purpose.
Liability Limit
MMCL is not liable for any damages, including loss of profits, arising from the use or inability to use the site.
Third Parties
We do not endorse or guarantee the accuracy of advertisements or third-party websites linked on the site.

6. Paid Subscription Terms
Subscription Fees: Prices are quoted in Indian Rupees (INR) and must be paid in advance.
Payment Gateways: Payments are processed through third-party gateways (e.g., UPI, Credit/Debit cards). We are not responsible for the privacy practices or errors of these third-party providers.
Refund Policy: Subscription fees are generally non-refundable once a pack is activated.
Archives: Paid subscribers may access “E-paper” or “E-magazine” archives for the past two years, provided they held an active subscription during that period.

7. Redressal Mechanism
If you have a grievance regarding the use of your information or a breach of these terms, please contact our Grievance Officer:
Name: Renjith N
Email: compliance@mm.co.in
Requirements: Your complaint must include your full name, address, nature of the grievance, and a statement that the information provided is true and complete.

8. Governing Law
This Agreement is governed by the Laws of India. Any disputes arising under this agreement shall be subject to the exclusive jurisdiction of the Courts at Kottayam.